动产质押设立及范围.pdfVIP

Unit5Otherguaranteemethods

Frameworkoftest

pointsforthisunit

Testpoint1:Chattelpledge(★★)(P223)

1.设立

(1)Thepartiesshallenterintoapledgecontractinwrittenform.Thepledgecontractshalltake

effectwhenitisestablishedinaccordancewiththelaw,andthepledgerightshallbeestablished

whenthepledgerdeliversthepledgedproperty.

(2)Ifthepledgedpropertyisnotclearlystipulatedinthepledgecontract,ortheagreedpledged

propertyisinconsistentwiththepropertyactuallyhandedover,thepropertyactuallydeliveredfor

possessionshallprevail.

[Tips1]Thescopeofthepledgeguaranteeshallbeagreeduponbytheparties;ifthepartieshave

notagreeduponit,thescopeofthepledgeguaranteeshallincludethemaincreditorsrightsand

interest,liquidateddamages,damages,pledgestoragefeesandfeesforrealizingthepledge.

[Tip2]Ifthepartiesagreeonaliquidityclauseinthepledgecontract,theliquidityclausewill

beinvalid,butitwillnotaffectthevalidityofotherpartsofthepledgecontractandtheestablishment

ofthepledgeright.

[Example1·Single-choicequestion]Aborrowed2millionyuanfromBankB.Thetwoparties

signedaloancontractonAugust1,andCsignedtheloancontractasaguarantor.Becauseofconcerns

aboutCscreditstatus,BankBaskedAtoprovideaguarantee.Tothisend,thetwopartiessigneda

writtenpledgecontractonAugust3.ThepledgewasacarofA,butAdidnotdeliverthecartoBankB.

Aexpireswithout

力偿还贷款。根据担保法律制度的规定，下列乙银行主张担保权利的表述中，正确的是

（）。（2013年）

A.乙银行只能主张保证债权，因为甲未将该轿车交付给乙银行，质权未设立

B.乙银行只能主张质权，因为丙与乙银行未签订保证合同，保证债权不成立

C.乙银行应先主张保证债权，因为保证债权先于质权成立

D.乙银行应先主张质权，因为质权担保是债务人甲自己提供的

【答案】A

【解析】（1）主合同中虽然没有保证条款，但保证人在主合同上以保证人的身份签字或

者盖章的，保证合同成立；在本题中，丙以