商业银行Chapter 1-3 homework(1)_原创文档.pdfVIP

Chapter1--3

MultipleChoiceQuestions

1.Astudyofhistoryshowsthatoneofthefirstservicesofferedbybankswas:

A)EquipmentLeasing

B)CurrencyExchange

C)SecurityBrokerageandUnderwriting

D)SaleofRealEstate

E)Noneoftheabove.

1.Banksperformtheindispensabletaskof:

A)Creatingmoneywithoutmakingloans.

B)Absorbingtheexcessliquiditycreatedbyotherfinancialinstitutions.

C)Intermediatingbetweensurplus-spendingindividualsorinstitutionsanddeficit-spending

individualsorinstitutions.

D)Issuingriskydeposits.

E)Noneoftheabove.

2.Thebankingservicethatincludesidentifyingpossiblemergertargets,financingacquisitionsofother

firms,securityunderwriting,providingstrategicmarketingadvice,andofferingrisk-hedgingservices

isoftencalled:

A)ComprehensivePackaging

B)Wrap-aroundAccounts

C)MerchantBanking

D)ProfessionalBanking

E)Noneoftheabove.

3.Whichofthefollowinghasbeenanimportanttrendregardingconsolidationandgeographic

expansioninbanks?

A)Increasedbankbranchingactivity.

B)Theformationofmoreholdingcompaniestopurchasesmallerbanks.

C)Mergersamongsomeofthelargestbanksintheindustry.

D)AandCabove.

E)Alloftheabove.

4.AbankthatwiresfundsforthepurchaseofabeachhouseinSouthCarolinaforacustomerin

Oklahomaiscarryingoutthe__________ofbanks.

A)theintermediationrole

B)thepaymentrole

C)theguarantorrole

D)theagencyrole

E)thepolicyrole

5.Abankwhichmanagestheinvestmentportfolioandpaysthebillsofanelderlyladywhoisunableto

doitforherselfiscarryingoutthe__________ofbanks.

A)theintermediationrole

B)thepaymen