JR_T 0269-2023 银行业普惠金融业务数字化模式规范.docx

JRICS 03.060

JR

CCS?A?11

中?华?人?民?共?和?国?金?融?行?业?标?准

JR/T?0269—2023

银行业普惠金融业务数字化模式规范

Specification?of?digital?financial?inclusion?business?model?in?banking

industry

2023?-?07?-?25?发布 2023?-?07?-?25?实施

中?国?人?民?银?行???发?布

JR/T?0269—2023

目 次

前言?.................................................................................? III

1??范围?................................................................................? 1

2??规范性引用文件?......................................................................? 1

3??术语和定义?..........................................................................? 1

4??缩略语?..............................................................................? 2

5??关键举措?............................................................................? 2

6??普惠金融数据管理?....................................................................? 4

6.1??概述?............................................................................? 4

6.2??数据要素?........................................................................? 5

6.3??数据采集?........................................................................? 5

6.4??数据整合?........................................................................? 5

6.5??数据应用?........................................................................? 6

6.6??数据全生命周期安全管理?..........................................................? 6

6.7??确认方式?........................................................................? 6

7??普惠金融场景生态建设?................................................................? 6

7.1??概述?............................................................................? 6

7.2??场景发现?........................................................................? 7

7.3??场景搭建?........................................................................? 7

7.4??场景运营?............................................................