中英文借款合同范本.docx

。 。 - -可编辑修改 - 中英文借款合同范本 借款合同， 是当事人约定一方将一定种类和数额的货币所有权移转给他方，他方于一定期限内返还同种类同数额货币的合同。以下是小编今天为大家精心准备的：中英文借款合同相关范本。欢迎阅读和参考 ! 中英文借款合同范本如下： 借款人： borrower ： 贷款人： lender ： 抵押人： mortgagor ： 保证人： surety ： 出质人： pledgeor ： 为明确各方权利和义务，根据《合同法》 、《贷款通则》和其他有关法律、法规，订立本合同。 this contract is made in line with the contract law of the people#39;s republic of china and the general provisions of loans of the people#39;s bank of china to specify the rights and obligations of parties involved. 借 贷 条 款 loan borrowing clause 第一条 借款金额。见 36.1 article 1. amount of loan ： refer to 36.1 第二条 借款用途。见 36.2 article 2. purpose of loan ： refer to 36.2 第三条 借款期限。 article 3. life of loan 3.1 见 36.3. refer to 36.3 借据或贷款凭证是本合同不可分割的组成部分。借款的实际放款日和还款日以借款人、贷款人双方办理的借据或凭证上所记载的日期为准。除日期外，借据或凭证其他记载事项 如与本合同不一致的，以本合同为准。 3.2 a certificate of indebtedness or a loan voucher is an integral part of this contract. the date of advance and payment due date shall follow the date specified on the certificate of indebtedness or loan voucher . where there is any inconsistency between the stipulations on the certificate of indebtedness or loan voucher and the terms and conditions on this contract except date ， the latter shall prevail. 第四条 借款划付。在借款人办妥借款手续后 5 个营业日内将全部款项划至借款人指定的账户，划付次数、时间、金额见 36.4 . 第五条 article 4 transferring of loan. the full amount of loan shall be transferred to an account designated by the borrower within 5 working days from the date of completing borrowing procedure. refer to 36.4 for the frequency ， time and amount of transferring 第五条 借款利率和计息。 article 5. interest rate of loan and calculation 5.1 借款利率。本合同项下借款利率根据国家有关规定，确定利率见 — 36 — 。5 . 遇利率调整时，借款期限在 1 年(含)以下的，执行合同利率，不分段计息 ;借款期限在 1 年以上的， 实行分段计息， 从利率调整的次年 1 月 1 日开始， 按相应利率的档次执行新的利率 ;如借款人未按约定时间归还借款本息或未按合同约定用途使用借款， 贷款人将按国家规定对借款人计收罚息，罚息率见 36.6. 5.1 interest rate of loan ： the interest rate under this contract is specified in 36.5 in line with relevant rules. in case of change of interest rate ， the interest rate stipulated in the contract shall prevail for loans with a li