毕业外文翻译P2P金融互联网金融P2P信贷平台对商业银行的启示.docVIP

文献出处：Ren K. Revelation of Peer-to-Peer Lending platform to commercial banks [J]. Page One Economics Newsletter, 2015: 7(25):1438-1442. 标题： Revelation of Peer-to-Peer Lending platform to commercial banks 作者：Katherine Ren 期刊名称：Page One Economics Newsletter 发表时间：2015 外文原文 Revelation of Peer-to?Peer Lending platform to commercial banks Katherine Ren Abstract Peer-to-Peer Lending platform is a new business model in the financial sector, with its expanding customer base and expansion of business areas, commercial bank credit operations will be a direct influence and impact. This paper analyzes the advantages of P2P platform and the main features of the credit, and then focus on the P2P platform for credit business model. Finally, commercial banks four kinds of responses: cultivate new ecological network, pinpoint the demands of small and medium value customers, strengthen customer social integration and analysis capabilities to explore new means of information and financial services and new ways. Keywords： Peer-to-Peer Lending platform; commercial banks Currently, under the technical progress and technological change accelerating, social consciousness entrepreneurship growing public consumption concept escalating situations, technology has been developed to be able to all the items of goods, money, skills, space or service sharing, trading, lending and virtualization platform for leasing, so localized, ad hoc transactions not only possible, but is developing rapidly, and reached an unprecedented scale. In the financial sector, financial institutions to set up a special point to point on the network lending platform to provide microlending services, namely, P2P (Peer-to-Peer lending), the financial sector has become a new model, the Internet is a typical representative of the current financial model ? The three core elements of SME financial service satisfaction has significantly improved the financial services model to solve the traditional commercial bank microfinance th