HY公司保理业务发展问题研究-工商理专业毕业论文.docx

RESEARCH ON THE DEVELOPMENT OF HY COMPANY FACTOR I NG ABSTRACT Ways of financing multiple variety,factoring，the circulation of the bill and the issuance of bonds，bank credit．Factoring accounts receivable is transferre．d to the packing factor,can get some financing in advance．The central bank released data，’bill financing has become an integral part of our social financing．The bill is divided into commercial acceptance bills and bank acceptance，both accepted acceptance is not the same．Based on the commercial factoring companies point of view,compared to the conventional factoring and bills receivable factoring as revenue bills found practical problems based on factoring financing The paper notes the identification of professional and strong，there is no direct identification of public，involved by the identification method of operation process that practice．For identification of bills for business or bill docking has important reference significance．In addition，the daily trading enterprises passing notes have similar problems，the risk transfer process，keeping on paper bills in this paper were discussed，SO effective countermeasures， provide guidance for bill circulation between different enterprises．The author hopes that this Stuay can promote the development of factoring to solve the problem of the instruments，and the proper release notes the participants of fmanciai innovation，to provide reference for decision-making，SO as to promote the development and progress of the factoring industry notes． KEY WORDS：Factoring；bills；risk；financing 万方数据  目 录 摘要 ．I ABSTRACT ．II 第一章绪论 1 1．1选题背景与意义 ：．： ．．．． ．1 1．1．1选题背景 ： 1 1．1．2研究意义 2 1．2国内外研究综述 ．．2 1．2．1国外研究综述 2 1．2．2国内研究综述 3 1．3研究的思路与方法 ．．5 1．3．1研究思路 5 1．3．2研究方法 6 1．4创新与不足 7 1．4．1创新之处 ．．-． 7 1．4．2不足之处 7 第二章HY公司保理业务发展状况分析 ．8 2．1保理业务流程 ．．8 2．2保理业务发展状况 15 2．2．1保理业务规模状况 ．15 2．2．2保理业务收益状况 ．17 2．2．2保理业务风险状况 ．18 第三章HY公司保理业务发展存在的问题及原因分析 21 3．1业务规模较小 2 1 3．2业务风险较大 23 第四章促进HY公司保理业务发展的对策建议 30 4．1扩大规模的对策 30 4．2降低风险的对策 3 l 结束语 38 Ili 万方数据  参