商业银行管理（英文）_全套课件教材教学课件.ppt

Chapter 1;1.1 An Overview of Commercial Bank ;Key trends affecting all financial-service firms Service Proliferation Rising Competition Government Deregulation An Increasingly Interest-Sensitive Mix of Funds Technological Change and Automation Consolidation and Geographic Expansion Convergence Globalization ;1.2 Organizational Structure of Banks ;? Internal organization of the banking firm Community Banks and Other Community-Oriented Financial Firms Larger Banks—Money Center, Wholesale and Retail Trends in Organization ;The Array of organizational structures and types in the banking industry Unit Banking Organizations Branching Organizations Branching’s Expansion Reasons behind Branching’s Growth Advantages and Disadvantages of Branch Banking Electronic Branching—Web Sites and Electronic Networks: An Alternative or a Supplement to Traditional Bank Branch Offices? ;1.2 Organizational Structure of Banks ;Banking Supervision Trends in Federal Legislation and Regulation Key Legislation: 1956—1998 Banks Versus Nonbank Banks. The Depository Institutions Deregulation and Monetary Control Act of 1980. The Garn-St Germain Depository Institutions Act Of 1982 The Tax Reform Act Of 1986 Competitive Equality Banking Act Of 1987 The Financial Institution Reform, Recovery and Enforcement Act Of 1989 (FIRREA) The Federal Deposit Insurance Corporation Improvement Act of 1991 Market Value Accounting and FASB 115. Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994. The 1998 Credit Union Membership Access Act. ;2.1 Brief introduction to Capital ;2.1 Brief introduction to Capital ;2.1 Brief introduction to Capital ;2.1 Brief introduction to Capital ;2.1 Brief introduction to Capital ;2.2 Determining Capital Adequacy ;?Determining capital adequacy Functions of Bank Capital The Need for Leverage to Improve the Retu