大学生创业筹资渠道和模式研究-湖南工业大学本科毕业及设计（论文.docVIP

摘 要 面对全国经济持续软着陆的现实和大学毕业生毕业人数持续增长的事实，就业问题显得日益严峻。大学生作为职场新人，工作经验缺乏，在就业市场上并不占据优势。为了缓解“毕业即失业”的尴尬局面，大学生群体应该转变就业观念，并积极响应国家关于“促进以创业带动就业、使更多就业者成为创业者”的政策方针。无论是高校还是政府机构，应当积极鼓励大学生进行自主创业，由于大学生多年来在学校接触都是理论知识，时间比较少，经验缺乏，在创业过程中会面临许多困难，其中首个困难就是如何解决创业过程中筹资难的问题。面对这样的背景，本文通过分析大学生的筹资渠道找出其中存在的问题，并根据问题，对症下药，提出具有可行性的建议，为大学生创业过程中减少障碍。 关键词：大学生创业；筹资渠道；筹资模式 ABSTRACT The reality of the continued soft landing of the national economy and the fact that the number of college graduates has continued to grow has become increasingly serious. College students as a new workplace, lack of work experience in the job market does not take advantage. In order to alleviate the graduation that unemployment embarrassing situation, college students should change the concept of employment, and actively respond to the state on to promote entrepreneurship to promote employment, so that more entrepreneurs to become entrepreneurs, the policy approach. Whether it is colleges and universities or government agencies, should actively encourage students to start their own businesses, because college students in the school for many years are theoretical knowledge, time is relatively small, lack of experience in the entrepreneurial process will face many difficulties, the first difficulty is how to solve The problem of financing in the process of entrepreneurship. In the face of this background, this paper analyzes the problems of college students through the financing channels to find out the problems, and according to the problem, the right medicine, put forward feasible suggestions for college students to reduce the obstacles in the process of entrepreneurship. Key word: College Students;Financing channels;Financing model 目 录 摘 要 I 目 录 III 第1章 绪论 1 1.1 选题背景和意义 1 1.2 国内外研究现状及水平 1 1.2.1 国外文献研究综述 1 1.2.2 国内文献研究综述 2 1.3 研究思路及方案 3 第2章 国内外大学生创业及筹资现状分析 4 2.1发达国家大学生创业及筹资现状分析 4 2.2发展中国家大学生创业及筹资现状分析—以中国为例 5 2.2.1 我国大学生创业现状分析 5 2.2.2我国大学生创业筹资现状分析 6 2.3 我国大学生创业及筹资与国外的差距 8 第3章 大学生创业及筹资中存在的问题 9 3.1 政府针对大学生创业筹资政策不够具有针对性 9 3.2 商业