第十三课 Insurance Law 法律英语课件.pptVIP

法律英语 Lesson Thirteen Health Insurance Life Insurance Marine Insurance Fire Insurance Automobile Insurance Travel Accident Insurance Sickness Insurance Disability Insurance Unemployment Insurance Strike Insurance Government Employee Insurance Livestock Insurance Rain Insurance Hail Insurance Group insurance 团体保险 Much of insurance is group insurance purchased for personal needs at cheaper rates. Cheaper rates on health and life insurance can be obtained by buying group policies through the business…… Other important types of insurance Accident insurance and disability insurance ——added insurance Liability insurance 责任险 Owner of business incur risks that liability insurance can help reduce. A customer slips and injured Professional 专业人员 Insurance agent保险代理人 Insurance broker 保险经纪人 Life insurance Insuring the life of a key employee to prevent losses to the business …… Using insurance proceeds to fund a buy-out agreement …… 用保险收益为股权承买协议筹集资金 Key person Often a particular employee will be important to the continued success of a business. The business will have an insurable interest in the employee because it expects to receive some pecuniary gain from the key person’s continued employment and will suffer a lose if the person dies. Superior salesperson Technical know- how of the plant manager Unique skills of a particular employee Key man insurance A company insures itself against the loss of the services of a valuable employee. key man insurance is a life insurance policy that insures the business from the death of a key employee. I disapprove of what you say, but I will defend to the death your right to say it . Voltaire, Frech writer　 我不同意你说的话，但是我愿意誓死捍卫你说话的权利。 法国作家 伏尔泰 * * Insurance Law Background 团体保单