机动车辆保险流程查勘定损研究—汽车保险.docVIP

摘 要 在全球保险业务中，保险具有举足轻重的地位保险是汽车保险的重要环节，如何提高工作效率，降低服务成本，已成为摆在我国汽车保险从业人员面前等待解决的问题。本文主要是以中国太平洋财产股份有限公司在查勘定损的工作做法进行研究和分析。现场查勘，现场查勘包括照片的拍摄，测量工具的使用和现场单据的填写，其、常见问题及处理方法。现场的查勘方法定损方面定损的基本流程，。主要是对常见零件定损分析，通过调查机动车常见事故类型及发生原因，根据这些事故中碰撞部位，找出其中常见易损的外观件和零件总成，分析它们的损失形式和定损标准，。 关键词：Abstract In the global insurance business, the motor vehicle insurance has the pivotal status. The motor vehicle safe survey damages is the automobile insurance adjustment important link surely, how to raise the working efficiency, reduces the service cost, has become suspends waits for the solution in front of our country automobile insurance jobholders the question. This article is mainly the work procedure which damages surely in the motor vehicle insurance survey conducts the research and the analysis by the Chinese Pacific Ocean property limited liability company Shenzhen subsidiary company. And damages the flow from the scene survey to obtain surely, and defers to the flow to analyze the prime task content which separately the scene survey and damages surely. Achieves through the research enhances the scene survey work effectiveness, decides damages the work accurate goal. The scene survey aspect, first to the general accident scene survey method, including the picture photography, measuring tools use and the scene documentary evidences filling, separately to its uses goal, the use the frequently asked questions and the processing method carries on the analysis. Again through to the common violation and the cheat case scene common scenes summary, the analysis common violation false cases survey method and carries on the explanation through the concrete case. Decides damages the aspect according to the basic flow which damages surely, analyzes one by one involves work content. This chapter is mainly loses in the project to the motor vehicle the common components to damage the standard to carry on the analysis surely, and has the reason through the investigation motor vehicle common accident pattern,