国际结算中的票据(ws).pptVIP

Chapter two Negotiable instruments;; in a broad sense, a negotiable instrument refers to any commercial title ownership. in a narrow sense, a negotiable instrument is a written document that contains an unconditional promise by the drawer to pay the payee or an unconditional order by the drawer to the drawee to pay the payee a fixed amount of money at a definite time ;过户转让（assignment）非流通 特点：书面形式 转让通知原债务人或登记过户 受让人权利受前手缺陷的影响 当事人：转让人、受让人、原始债务人 交付转让(transfer) 准流通或半流通 特点：交付背书转让 不通知原债务人 受让人的权利受前手权利缺陷的影响 当事人：转让人，受让人 流通转让(negotiation) 完全流通 特点：正当受让人权利优于前手，不受其缺陷的影响 ;举例说明：甲欠乙100元而出具以乙为债权人的字据给乙，让其凭字据找丙去取，同时乙原来曾欠丙30元未还，随后乙将此字据又转让给丁。问丁能否从丙处获得全额款项？ 如是字据，按民法原则，丙可采取将其对乙的30元债权转让给丁的办法来冲抵而只需付70 如是票据，按票据法原则，必须全额付款，而不能用乙的权利缺陷来对抗丁的正当票据权利 ;Negotiability Non-causative Requisite in form Literally determined content Presenting for payment;案例分析;;举例：甲交给乙一张经付款银行承兑的期票，作为向乙订货的预付款，乙在票据上背书后转让给丙以偿还原欠丙的借款，丙于到期日向承兑银行提示取款，恰遇当地法院公告该行于当天起进行破产清理，因而被退票。丙随即向甲追索，甲以乙所交货物质次为由予以拒绝，并称已于10天前通知银行止付，止付通知及止付理由也已通知了乙。在此情况下丙再向乙追索。乙以票据系甲开立为由推诿不理。丙遂向法院起诉，被告为甲、乙与银行三方。你认为法院将如何判决？ 甲、乙的拒付理由不成立，银行已破产清理，只需向甲、乙追索即可。 ;支付工具payment instrument 流通工具transferable instrument 信用工具credit instrument 融资工具financing instrument;出票人drawer 付款人payer/drawee 收款人payee 背书人endorser 承兑人acceptor 持票人holder ;正当持票人/善意的持票人（holder in due course/bona fide holder）： The instrument should be complete and regular on its face; The instrument is before maturity and the holder did not notice its previous dishonor, if any; The holder took it in good faith and for value; The holder did not notice any infirmity in the instrument or defect in the title of the person negotiating it 付对价持票人holder for value : a person who possesses an instrument for which value has been given by himself or by some other person prior to him in forms of money, goods,or services.;A;Claim for payment(第一次请求权，主权利) Recourse (第二次请求权) Only when the claim of holder for payment can’t be satisfied, can recourse right be effected.;British law UK Bills of