the balloon analog insurance task (bait) a behavioral measure of protective risk management气球模拟保险任务(饵)保护的行为度量风险管理.pdfVIP

The Balloon Analog Insurance Task (BAIT): A Behavioral Measure of Protective Risk Management 1 2 1 1 1,3 Brian G. Essex *, Carl W. Lejuez , Rebecca Y. Qian , Katherine Bernstein , David H. Zald 1 Department of Psychology, Vanderbilt University, Nashville, Tennessee, United States of America, 2 Department of Psychology, University of Maryland, College Park, Maryland, United States of America, 3 Department of Psychiatry, Vanderbilt University, Nashville, Tennessee, United States of America Abstract Prior methods used to assess individual differences related to risk have not focused on an important component of risk management: how willing individuals are to pay for or take actions to insure what they already have. It is not clear whether this type of protective risk management taps into the same individual differences as does risk taking propensity measured by existing risk taking tasks. We developed a novel task to assess protective risk management, the Balloon Analog Insurance Task (BAIT), which is modeled after the Balloon Analog Risk Task (BART). In the BAIT, individuals are forced to decide how much money they are willing to pay in order to insure a specific fraction of their prior winnings given changing but imprecise levels of risk of monetary loss. Participants completed the BART and BAIT for real monetary rewards, and completed six self report questionnaires. The amount of insurance purchased on the BAIT was positively correlated with scores on the Intolerance of Uncertainty Scale and on the Checking scale of the revised Obsessive Compulsive Inventory. Conversely, the amount of insurance purchased was negatively correlated with scores on the Domain Specific Risk Taking Questionnaire, and on the Psych