chexian（chexian）.docVIP

chexian（chexian） With no fault liability based on auto insurance system is to improve the car insurance compensation function Effective means of energy, is the development trend of modern automobile insurance. The vast majority of Chinas automobile insurance is still to follow Negligence liability based auto insurance system. The reform in the future, in order to increase the liability without fault based car The insurance system is imperative. 1.2 compulsory automobile insurance system is imperative The worlds first vehicle damage as a social problem is the American state of Massachusetts, which in 1925 The history of grass known to the world insurance compulsory automobile insurance, and in 1927 promulgated and implemented. Because the compulsory motor vehicle Compulsory liability insurance, whether the automobile owner would have to join the insurance. Compulsory automobile liability insurance The purpose is to make the victim get the basic protection of the victims of the third, can obtain the power according to law: (1) direct prosecution. The third can not subject to any restrictions, directly to the insurer directly obtain compensation. (2) claims against the terms of the policy limit. The right of victims can be based on Compulsory Insurance Law The provisions of independence. (3) intentional damage or claim. The compulsory automobile liability insurance guarantee the traffic accident victims get reasonable Security, maintain social security and stability. To this end, the United States, Britain and Japan has implemented the compulsory automobile liability Liability insurance. Now, most of the United States law compulsory automobile liability insurance owners insurance (the contents of the third party Personal injury insurance, no fault insurance personal injury insurance, auto insurance and personal accident insurance), and requirements With the car to produce valid documents. Japan motor vehicle liability insurance is a responsible for compensation for per