收入差距对保险需求影响的实证分析（Empirical analysis of the influence of income gap on insurance demand）.docVIP

收入差距对保险需求影响的实证分析（Empirical analysis of the influence of income gap on insurance demand） This paper contributed by andy8568. Pdf document may at the WAP end of the browsing experience poor. Suggest you select TXT, or download the source file to the machine view. Empirical analysis of the influence of income gap on insurance demand - on (School of economics and management Tongji University Shanghai 200433) In recent years, the income gap of residents in our country gradually expanded, the Gini coefficient is rising, the widening income gap will inevitably lead to the change of consumption structure and level. In this paper, based on cointegration analysis, using Granger causality test, make empirical research on the relationship between 1984 to 2004 of insurance demand and income gap. The research results show that the insurance demand and the income gap between the positive correlation and causal relationship with Granger. The increasing demand for insurance and reduce the income gap between policies and measures. Key words density of insurance income gap cointegration Granger causality test: F840 document code: A article number: 1672-8149 (2006) 16 - 022 - 02 Before, word Large, the greater the income gap. The insurance density (D), the per capita premium to insurance demand. The data sources of published data from the National Bureau of statistics, the sample space is determined foryears. The insurance density with CPI index was revised, and the insurance density Insurance services, as a kind of special financial commodity, the consumer goods and general consumer, has its inherent value. According to the American scholar Abraham Maslows theory of hierarchy of needs, the insurance demand can be attributed to the higher level demand, insurance demand in the special position of demand level determines particularity of consumption patterns, but also determines the insurance consumption and general consumer relation and difference. The main factors affecting t