中英高端医疗课件.ppt

寰宇一家国际医疗保障计划 尊荣岁月国际医疗计划;尊荣岁月;;Himart;;寰宇一家国际医疗保障计划产品构成;中英人寿寰宇一家国际医疗保险 产品特征;全球除美国;;寰宇一家国际医疗保险;医疗保障计划额度表 ;医疗保障计划额度表 ;医疗保障计划额度表 ;医疗保障计划额度表 ;特 定 医 院 名 单;;保险责任简述;尊荣岁月;*;*;*;在紧急医疗情况下或发生意外伤害事故，被保险人应在就近的医院接受 治疗，并在开始治疗后48小时内通知我们或我们授权的机构。我们或我 们授权的机构有权对该次治疗是否属紧急医疗情况或意外伤害事故予以 审核，并书面回复。未获得书面许可回复情况下被保险人接受的保障地 区外的紧急医疗，我们不承担任何保险责任。 即，获得书面许可回复，属于紧急医疗情况下或发生意外伤害事故的， 在保障地区内及保障地区外发生的责任范围内的医疗费用，都能理赔； 未获得书面许可回复，或我们认为不属于紧急医疗情况下或发生意外伤 害事故的： 如在保障地区内，以医疗必需且合理的费用的75％为基础进行赔付 如在保障地区外，不能得到赔付;第二医疗意见服务 – Medical Second Opinion;第二医疗意见所支持的部分医疗机构; Non-Cancerous Diseases Cancerous Diseases AIDS/HIV Loss of Hearing Bladder Cancer Amyotrophic Lateral Sclerosis Loss of Limbs Bone Cancer Angioplasty Loss of Speech Brain Tumor Aortic Aneurysm Major Burns Breast Cancer Apallic Syndrome (Vegetative State) Major Organ Transplantation Cervical Cancer Aplastic Anaemia Medullary Cystic Disease Colorectal Cancer Benign Brain Tumor Motor Neuron Disease Esophageal Cancer Blindness Multiple Sclerosis Eye Cancer Bone Marrow Transplantation Muscular Dystrophy Gallbladder Cancer Cardiomyopathy Myasthenia Gravis Kidney Cancer Cerebrovascular Diseases Myelodysplastic Syndrome (Myelodysplasia) Leukemia Chronic Obstructive Pulmonary Disease Myocardial Infarction (MI) Liver Cancer Chronic Relapsing Pancreatitis Necrotizing Fasciitis (Flesh Eating Disease) Lung Cancer Cirrhosis Paralysis Lymphoma Coma Parkinson’s Disease (PD) Melanoma Congenital Heart Defect Poliomyelitis Multiple Myeloma Coronary Artery Bypass Surgery Primary Lateral Sclerosis (PLS) Nasopharyngeal Cancer Coronary Artery Disease (CAD) Primary Pulmonary Arterial Hypertension Neuroblastoma Creutzfeld-Jacob Disease (CJD) Progressive Muscular Atrophy (PMA) Non-Hodgkin’s Lymphoma Cystic Fibrosis (CF) Progressive Scleroderma Oral Cavity Cancer Elephantiasis Pulmonary Arterial Hypertension Ovarian Cancer Emphysema Renal Failure = Kidney failure: