要想利率低先要买保险 建行房贷变相捆绑销售（To low interest rates, we must first buy insurance, housing loans in disguised form bundled sales）.docVIP

要想利率低先要买保险 建行房贷变相捆绑销售（To low interest rates, we must first buy insurance, housing loans in disguised form bundled sales） The CBRC reiterated the bank lending bundling, but still a reader to the daily economic news reporters reflect bank crimes against the wind, is still in tying or bundling in disguise. Reporters recently received a customer complaint that the China Construction Bank Yanjiao branch for customers in the mortgage, to differential interest rate approach, disguised bundling insurance products. Reporters immediately launched an investigation. Selling insurance in disguised form In Yanjiao, the sale of new projects in full swing, the bank lending policy is very different. Construction Bank Yanjiao branch staff of the daily economic news reporter said that at present most of the CCB have been less accepting mortgage business, all bank business loans are concentrated in the Yanjiao Fucheng branch of China Construction Bank Development Zone for the unification of the 2 period. Subsequently, the reporter rushed to the CCB branch, and found that the sub branch of the mortgage business has a dedicated hall, and storage business separately, the scale is not small. Now, whether its the first suite or the two suite, the Construction Bank sets interest rates at 1.2 times the benchmark interest rate. The sub branch staff told reporters that although the interest rate is relatively high, but this is the current implementation of the mortgage policy. In fact, you dont have to worry too much. Its not impossible to get a low interest rate loan. The staff saw reporters hesitate, the initiative quietly told reporters, as long as the purchase of a financial products, will be able to enjoy the CCB benchmark interest rate concessions, investment is not large. Reporters learned that the staff refers to financial products called Taikang financial management, to mortgage customers each year for 3 consecutive years to invest 5000 yuan, annual dividends in accordance with the ben