信用管理案例（Credit management case）.docVIP

信用管理案例（Credit management case） A total of $aboutin accounts receivable from several companies has not yet been recovered. After emergency consultations, the 7 machinery companies quickly formed a working group, went to Germany to participate in bankruptcy liquidation of enterprise property. Finally, 7 machinery company in China to pay the bankruptcy expenses, staff wages and other welfare costs, taxes, bank loans in the debtor, and other creditors together share part of the property, but the accounting down, each enterprise loss in more than 50%. The credit management of Chinese enterprises from the Changhong incident At the end of 2004, from a place in the United States litigation focus peoples attention to Chinas largest TV manufacturers Sichuan Changhong. After two years of silence from Changhong and the United States Agency APEX Digital (hereinafter referred to as APEX) break yesterday finally began to recover 4 billion yuan accounts receivable should be legal action. And APEX is in the past three years for Changhong to bring huge exports, once a close partner. The number 4 billion from Changhong is equivalent to the total sales revenue of 40% to APEX Bank credit construction in China In 1999, the four major state-owned commercial banks have been stripped out of about 1 trillion yuan of bad assets disposal by the Asset Management Co, but by the end of 9 at the end of 2001, the rate of bad loans of the four state-owned commercial banks has decreased, but still as high as 26.62% (in 2000 25%, after stripping) which has formed the actual loss accounting for all loans about 7%. According to a Goldman Sachs report in 2002, non-performing loans from Chinas state-owned banks should be 50%. This 2000 the worlds top 20 banks (excluding Chinese banks and did not provide the data bank) the average non-performing loan rate of 3.27%, but also much higher than the Asian financial crisis in Southeast Asia before the bank level (Southeast Asia bank does not exceed 6%