中小企业的融资良方（Financing solutions for SMEs）.docVIP

中小企业的融资良方（Financing solutions for SMEs） Financial leasing is a new financial instrument which integrates financing and finance, trade and technology renewal. The operation procedure is: to buy certain equipment leasing companies, in self selected equipment variety, specifications, models, delivery conditions, proposed leasing business applications to leasing companies, leasing companies after examination that the project is feasible, the leasing company for financing, and according to the lessee to purchase suppliers the equipment required to deliver the lessee, the lessee fails to pay the rent only. Long term general financing lease, and the service life of the equipment, in the lease period, the ownership of the leased property belonging to the lessor, and the lessee the right to use belongs to, and the lessee must bear the maintenance obligations. At the end of the lease period, the lessee symbolically delivers some of the purchase price to the ownership of the equipment. The financing lease of our country started from the reform, so far, Chinas civil aviation system through the introduction of advanced international financial leasing model more than 300, the cumulative amount of $15 billion; and the introduction of mobile communication system and telephone equipment total amount of $about 2000000000. Our country has more than 6000 enterprises to make use of financing lease to carry on the technical reform, the accumulative total amount is 27 billion 600 million yuan rmb. However, more business people have not yet really understood the real meaning of financial leasing. * finance leases: so and so! Financial leasing combines financial, trade and production three closely, and effectively combines bank credit, commercial credit and consumption credit, which is an important way to optimize the allocation of resources. Financial leasing is the only financial instrument behind the bank credit in the western developed countries. At present, nearly 1/3 of the investment