金融专业英语复习1.doc

一、名词解释 1、Financial system金融体系: 指一个经济体中资金流动的基本框架，它是资金流动的工具（金融资产）、市场参与者（中介机构）和交易方式（市场）等各金融要素构成的综合体。P4 2、Treasury bill国库券:a short-term obligation that is not interest-bearingP24 3、fiat money不可兑现货币：指由政府发行的不能兑换成黄金或白银的货币，其购买力完全来自政府的权威和信誉 money that the government declares to be legal tender although it cannot be converted into standard specie.P23 4、Monetary policy货币政策： the process by which the government,central bank,or monetary authority of a country controls the supply of money,availability of money, and interest rate ,in order to keep growth and stability of the economy. P37 5、discount loan贴息贷款:A loan on which the interest and financing charges are deducted from the face amount when the loan is issued P37 6、Chinese Banking Regulatory Commission:the watchdog for banks in china,responsible for making the rules and regulations for the financial and banking institutions it supervises. P50 7、consolidation合并：the merger or acquisition of many smaller companies into much larger ones P50 8、P/B ratio市净率:a ratio used to compare a stocks market value to its book value. P66 9、H-shares:shares of companies in chinas mainland that are listed on Hong Kong Stock Exchange. P66 10、Risk management:the process of identification,analysis and either acceptance or mitigation of uncertainty in investment decision-making. 11、trust fund:property,especially money and securities,held or settled in trust. P78 12、Quota配额:in international trade,a government-imposed limit on the quantity of goods and services that may be exported over a specified period of time.(不确定P90) 13、Balance of payments: 14、Eurodollar欧洲美元:the dollar-denominated deposit in foreign banks outside the United States banks. P105 15、Time deposit定期存款:the fixed-maturity account that cannot be withdrawn without advance notice. P105 16、Floating exchange rate浮动汇率:a type of exchange rate regime wherein a currencys value is allowed to fluctuate according to the foreign exchange market. P114 17、Dra