融资易綠色贷款.PDFVIP

融資易綠色貸款 Mr Paul Yeung Director Business Banking HSBC 19 Sep 2011 12th 5-Year Plan – Clear Environmental Target Reduction in Emission (減排指標) • CO2 emissions per unit GDP down 17% • Chemical Oxygen Demand down 8% • Sulfur Dioxide (SO2) down 8% • Nitrogen Oxides down 10% • Ammonia Nitrogen down 10% Energy Efficiency (節能指標) • Energy intensity per unit GDP down 16% Restricted HSBC Green Financing - Background ․Jul2007 - First bank in HK to launch green finance product: HSBC Green Equipment Finance ․Sep2009 - An upgrade version: HSBC Green Financing HSBC Green Financing HSBC Green Equipment Finance Restricted HSBC Green Financing - Target Target: • Companies install environmental friendly machines or equipments in HK or Mainland China Aim: • Encourage green production • Promote the practice of sustainability in business running • Assist companies to increase operation efficiency • Offer cost saving options to companies Restricted HSBC Green Financing - Details Maximum Loan Amount: • 100% of machine price, plus related capital expenditure not more than machine price Flexible Repayment: • Long loan tenor of 5 years max • Principal repayment moratorium of 6 months max Cost Saving: • Interest rebate of 3 months max on the first HKD10m loan amount • 50% off on LC issuance for the machine • 50% off on the machine assessment fee Restricted HSBC Green Financing - Requirements Machine/Equipment fulfills one of the following environmental protection criteria Energy consumption Fuel consumption