人民币国际化对我国金融监管体系的影响研究.docVIP

毕 业 论 文 题 目 监管体系的影响研究 学 院 专 业 班 级 学 生 学 号 指导教师 二〇一六年月日ABSTRACT At present, Chinas economy has been ranked the second in the world, to world economic growth contribution rate reached almost 40%. At the same time, the RMB into the SDR marked the further deepening of the internationalization of the RMB, China is from a bystander to a participant. The internationalization of the RMB further improved Chinas influence in the world, at the same time in terms of domestic, it add more to the financial regulatory reform in domestic power, bring more opportunities, also brought a lot of challenges. The currency internationalization in the world, in more countries economic exchanges and cooperation at the same time, also brought a lot of impact and financial risks. This article through to the current situation of the development of RMB internationalization as well as the risks and the current situation of financial regulatory system has been established and the analysis of the defect, it is concluded that the necessity of the reform and improve Chinas financial regulatory system, put forward to improve the scheme which accords with the situation of China, perfecting the financial regulatory system, establish a unified regulation, collaboration, umbrella management of financial regulatory system, the establishment of a unified comprehensive financial management financial regulator. Key words: RMB internationalization; Financial risk; The RMB into the SDR; The financial regulatory system; 目 录 摘要2 ABSTRACT3 一、前言6 二、人民币的国际化进程研究7 （一）人民币的国际化背景7（二）人民币的国际化现状7 （三）人民币的国际化挑战8 1.人民币的大量流通加大宏观调控的难度8 2.人民币汇率的波动增加国内经济金融稳定的难度8 3.混合经营的普遍增加监管风险8 4.外资进一步占据国内市场8 5.新型金融产品具有高风险性9 三、我国金融监管体系研究.. 10 （一）中国金融监管体系发展历程10 （二）中国目前金融监管体系的现状11 （三）中国目前建立的金融监管体系存在的缺陷11 1.多头监管与交叉监管导致监管冲突和监管效率低下12 2.对金融控股公司存在监管盲区12 3.难以对金融创新进行有效监管12 4.对资本项目进行的外汇监管不适用1