金融词汇大全word版.docVIP

I. 银行信贷类词汇 budgetary finance 财政融资 diverstiture 剥离 credit finance 信用融资 disposal of NPL 不良贷款处置 securities finance 证券融资 resolution of NPL 不良贷款化解 moral hazard 道德风险 bad debt workout 呆帐化解 governance framework building 治理结构建设 creditworthiness 资信状况 the perfection of corporate governance 法人建设 revive some NPA to bring about a sound cash flow cycle 现金流建设 currency withdrawal: 货币回笼 to build a credit culture 信用建设 disburse/extend/provide the loans 发放贷款 institutional deficiency 制度缺损 five-category asset classification 五级资产质量分类 Bridging loan 临时贷款/过渡贷款 incubator; Principal 本金 red hot housing market is cooling off Principal and interest collection 本息回收 Privatization 民营化；私有化；私营化 Project approval/project initiation 立项 Project finance 项目融资 Recourse 追索权 Refinancing 再融资 Repayment 偿还 Repayment schedule 还款计划 Restructuring 改组；重组 Return on asset 资产回报（率） Return on equity 股本回报（率） Revolving credit 循还贷款 Rollover 展期 Secondary market 二级市场 primary market: 一级市场； Short-term loan 短期贷款 Sinking fund 偿债基金 Soft loan 软贷款 Spread 差额; 差价 Subordinated debt Syndicated loan 银团贷款 Underwriter 包销商；承销商 Underwriting 包销 Underwriting syndicate 承销银团 Use of proceeds 贷款用途 Write-off 核销 debt/equity swap 债转股 Accept, Review and Refuse 同意、复议、谢绝 Agreement negotiation 合同谈判 Asset quality 资产质量 Asset/liability ratio 资产负债率 non-performing loan(NPL) 不良贷款 capital adequacy ratio 资本充足率 Basic industry 基础产业 Bond underwriting 债券承销 Capital contributor/ promoter 出资人 Cashflow analysis 现金流分析 Collateral rate 抵押率 Compliance review 合规性审查 debt service coverage ratio 偿债覆盖率 Construction period 建设期 Completion risk 建成风险 Construction scale 建设规模 Corporate governance structure 公司治理结构 Credit Committee 信贷委员会 Credit financing 信贷融资 Credit rating agency 信用评级机构 Credit risk portfolio 信用风险组合 Credit structure/structure finance 信用结构 Creditability construction 信用建设 customer credit catogery 客户信用等级 Debt project appraisa