国际支付结算第5章联系配套答案.docVIP

Collection 托收 The case of need *** 名词解释 汉译英 The case of need is the representative appointed by the principal to act as case of need in the event of non-acceptance and / or non-payment, whose power should be clearly and fully stated in the collection.（需要时的代理人（委托人的代表）就是委托人指定的代表。他在汇票遭到拒绝承兑和/或拒绝付款时充当需要时的代理人。其权利应在托收委托书上有明确而充分的规定。） Types of collection 选择题 会区分 In terms of documents related ：documentary/clean/direct collection 跟单/光票/直接托收 跟单托收的形式：D/P 付款交单 D/A 承兑交单 In terms of release of documents ：D/P D/A Documentary collections Documentary collections may be described as collections on financial instruments being accompanied by commercial documents or collections on commercial documents without being accompanied by financial instruments, that is, commercial documents without a bill of exchange.跟单托收意指金融单据附带商业票据的托收，或者商业单据不附带金融单据的托收，即并无汇票，单是商业票据的托收。跟单托收一定有商业单据；不一定有金融单据。 Clean collections Clean collections are collections on financial instruments without being accompanied by commercial documents, such as invoice, bill of lading, insurance policy, etc. 光票托收是指出口商仅开具汇票而不附商业单据（主要指货运单据）的托收。 Direct collection Direct collection is an arrangement whereby the seller obtains his bank’s pre-numbered direct collection letter, thus enabling him to send his documents directly to his bank’s correspondent bank for collection. This kind of collection accelerates the paperwork process.（直接托收是这样一种安排，委托人从他的银行即托收行那里获得托收指示的空白格式，由他自己填写，连同托收单据直接寄给买方银行，即代收行。） Outward collection 出口托收 Outward collection or payable overseas is a collection business in which a bank acting as a remitting bank sends collection items to a collecting bank to get payments from the drawees.出口商出运货物后，将出口项下的商业票据或金融票据交给委托银行，委托银行通过进口地银行向进口商收取货款。 Inward collection 进口代收 Inward collection or payable domestic is a collection business in which a bank acting as a collecting bank presents the collection items received from a remitting bank to the drawees, collects payments from them and remits the proceeds to the remitting bank. 商业银行根