金融学专业我国国有商业银行竞争力分析本科论文.docVIP

目 录摘要………………………………………………………………………1 Abstract…………………………………………………………………2 1引言……………………………………………………………………3 1.1论文研究背景…………………………………………………3 1.2论文研究的意义………………………………………………5 1.3中外研究的基本状况…………………………………………6 1.3.1国外研究动态……………………………………………6 1.3.2国内研究动态……………………………………………9 2我国国有商业银行竞争力现状分析…………………………………10 2.1商业银行核心竞争力内涵……………………………………10 2.1.1核心竞争力概念…………………………………………10 2.1.2国有商业银行的核心竞争力……………………………11 2.2我国国有商业银行竞争力不足的深层次分析………………14 2.2.1我国国有商业银行的历史发展过程……………………15 2.2.2我国国有商业银行竞争力低下的内在机理……………17 3提高我国国有商业银行竞争力的策略………………………………23 3.1推行产权制度改革,实行股份制改造…………………………23 3.2完善我国国有商业银行的公司治理结构……………………25 3.3加强商业银行的金融创新能力………………………………27 3.4提高对银行业监管的有效性…………………………………28 3.5建立完善的社会信用体系……………………………………30 3.6创造公平合理的竞争环境……………………………………33 3.7提高人力素质…………………………………………………33 结论……………………………………………………………………34 参考文献………………………………………………………………37 致谢……………………………………………………………………39 附录……………………………………………………………………40Analysis on the competitive power of the state-owned.Commercial bank Finance chenchunyan Abstract: Finance is the core of modern economic development. The level of financial development and the extent of financial deepening has thus become an important indicator of measuring the development of a nation’s economy. This paper puts forward some constructive suggestions in promoted competitive power of the state-owned commercial banks, which are also helpful to other joint-stock commercial banks. Firstly, we analyze the competitive power of the banking sector depending on the theory of banking competitive power. Secondly, in this part we also selective analysis the characteristic of the state-owned commercial banks competitive power and related essential factor. Third, the paper stresses the state-owned commercial bank’s conditions, the environment of competition around the state-owned commercial banks and compared with foreign-invested banks. At the end, focuses on the solutions of problem about the state-owned commercial banks development. Keywords: State-owned commercial bank ,Competitive power , market structure 1引言 1.1论文研究