概念汽车实用英语毛矛概念汽车实用英语U3课件教学.pptVIP

概念汽车实用英语毛矛概念汽车实用英语U3课件教学.ppt

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概念汽车实用英语毛矛概念汽车实用英语U3课件教学.ppt

馋死 PPT研究院 POWERPOINT ACADEMY * * WORDS AND PHRASES fender-bender 小车祸 fine print 细则;细节 portion [p?:??n] n. 部分;份额;命运 v. 分配 * WORDS AND PHRASES credit [kredit] n. 信用;荣誉; 贷款;学分 credit rating 信用等级;信用评级 * READING MATERIAL:CAR INSURANCE How much you pay for auto insurance depends on several factors, including your age and marital status, where you live, and what you drive. You cant do anything about your age, and few people will move just to lower their insurance premium. You can, however, choose a vehicle that costs less to insure. * CAR INSURANCE 1. Types of Coverage What is your car insurance actually insuring? Although youre buying a single insurance policy covering a specific vehicle, a number of components make up the final cost: Bodily injury liability: Covers injury and death claims against you, and legal costs, if your car injures or kills someone. * CAR INSURANCE Property damage liability: Covers claims for property that your car damages in an accident. Medical payments: Pays for injuries to yourself and to occupants of your car. This is optional in some states. * CAR INSURANCE Uninsured motorist protection: Covers injuries caused to you or the occupants of your car by uninsured or hit-and-run drivers. Under-insured coverage is also available, to cover claims you may make against a driver who has inadequate insurance. * CAR INSURANCE Collision coverage: Covers damage to your car up to its book value. Collision coverage carries a deductible, which is the amount per claim you have to pay before the insurance takes effect. The lower the deductible, the higher the premium. While it is legally optional, a lending institution or leasing company usually requires collision coverage. * CAR INSURANCE Comprehensive (physical damage): Covers damage to your car from theft, vandalism, fire, wind, flood, and other non-accident causes. Comprehensive also carries a deductible. * CAR INSURANCE 2. Why Some Cars Cost More To Insure Insurance premiums are based part

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