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海上保险习题 翻译 Marine Insurance Risks Insurance Commercial Insurance Property Insurance Personal Insurance Compulsory Insurance Voluntary Insurance Mutual Insurance Reinsurance Open Cover Insurance Contract of Marine Insurance Actual Total Loss Sue and labor expense 　　　Salvage charges Subject Matter Insured） Insured Value Coverage Exclusions Duration of Insurance Coverage Premium Abandonment Insurer or Underwriter Applicant Beneficiary Insurance Agent Principle of Utmost Good Faith Disclosure Warranty Principle of Indemnity Principle of Insurable Interest Right of Subrogation 　　　The insurance premium is payable to the insurer when he issues the insurance policy or certificate. The premium charge for the insurance policy is calculated according to the risks involved. Marine losses are the damages or losses of the insured goods incurred by perils of the sea. Losses sustained by the insured because of the risks listed above come from not only the loss of the goods or the damage done to the goods, but also from the expenses the insured sustained in rescuing the goods in danger. Transportation insurance not only insures the losses caused by risks but also the losses of expenses. 二、填空题 1、风险又称危险，是指自然界和人类社会客观存在导致损失发生的（ ）性。 2、海上保险从性质上讲，属于（ ）保险。 3、保险标的的损失可以从不同的角度进行分类，按损失发生的客体是否是保险标的本身，可以分为（ ）和（ ）。对于间接损失，保险人一般是不予赔偿的，保险人通常仅负责赔偿保险标的的直接损失；按损失的形态，可以分为（ ）和（ ）。只要是承保范围内，保险人都负责赔偿；按遭受损失的程度，可以分为（ ）和部分损失； 4、施救费用是指保险事故发生后，（ ）为防止或减少保险标的的损失，采取各种必要的措施所支付的（ ）、合理的费用。 5、（ ）是指为确定保险事故的性质、程度而支出的检验、估价的合理费，以及为执行保险人的特别通知而支出的费用。 6、（ ）是保险合同中双方当事人约定的保险保障对象。 7、保险价值是指保险合同双方当事人约定的保险标的的价值，也可以说是保险标的的实际价值。它是确定（ ）的依据。 8、告知指的是被保险人在投保时将其所知道或者应当知道有关保险标的的（ ）告诉保险人。被保险人告知的类别分为（ ）告