Chapter 7 Ocean Marine Cargo Insurance.ppt

For Preparation I.. II. Category of the chapter: theoretical and practical nature III. Learning objects and requirements IV. Organization, design and process of presentation V. Key and difficult points VI. Presentation organization and design As shown at the above Point IV Extra job: Require students search on Internet to find out all the samples of ocean insurance in international trade. Learning Objectives Time arrangement: totally 6 hours are to be allocated to study the chapter to understand the expressions of marine insurance in international trade · to learn some basic knowledge of marine insurance in international trade · require students to remember all the terms and expressions · require students to speak out and interpret these expressions · require students to try to find some cases of marine insurance in international trade 7. Institute of London Underwriters (伦敦保险协会海运货物保险条款) 8. Major Types of Insurance Policy 9. Warranties 担保 10. Assignment of the Insurance Policy 11. Premium [pri:mi?m] 保险费 12. Cargo Insurance claims保险索赔 Section One In This Section : 1. Overview of Ocean Marine Insurance 2. Need for Insurance 3. Coverage of Ocean Marine Cargo Insurance 4. Fundamental Principles of Cargo Insurance  1. Overview of Ocean Marine Insurance Marine Insurance and Its Development 海上保险是各类保险中起源最早的一种 14世纪后半叶，海上保险在意大利出现。当时在地中海航海商人中间有一个共同遵循的原则：“一人为众，众为一人”（One for All, All for One ）， 即共同海损分摊原则。 Marine insurance in the late middle ages Merchants / bankers concerned with loss due to piracy [pai?r?si] and storms Bankers provided guarantees against loss; merchants paid the bankers in exchange for protection 船舶抵押借款是海上保险的雏形 中世纪海上贸易的发达带来了船舶抵押借款和货物抵押制度。 海上保险迅速发展 随着世界贸易中心领域逐渐从意大利扩展到英国、法国、荷兰等欧洲大陆；加之14、16世纪新航路的开辟，使欧洲商人的贸易范围空前扩大，海上保险得到迅速发展和完善。 英国海上保险的发展及劳合社的产生 1601年伊丽莎白女王制定第一部有关海上保险的法律 1720年英国国王特许“皇家交易所”及“伦敦”两家保险公司经营海上保险 劳合社（Lloyd’s [l?id] ）由劳埃德咖啡馆演变发展为个体保险人经营的保险公司，当今已成为世界上最大的保险垄断组织之一 涵 义： 保险（Insurance）：是指投保人（Insured [in‘?u