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天津外国语大学滨海外事学院经 济 系 本 科 生 毕 业 论 文 题目 河南中小企业融资问题的分析及对策研究 Henan small and medium enterprise financing problem analysis and countermeasure research 作 者 张 平 元 学 号 080664055 专 业 金融学 班 级 080404 指导教师 王维红 完成日期 2012年5月 中文摘要 在改革开放的年中,我国经济逐渐发展壮大,民营经济成为最为活跃、发展最为迅速的经济。ABSTRACT In the 20 years of reform and opening up, Chinas economy gradually development and expansion, the private economy becomes the most active, most rapid development of the economy. Chinas private economy as a socialist market economy important part of the national economy in occupy the important position, meanwhile, solved the problem of employment, can say of the small and medium-sized enterprises in the development of national economy made tremendous contributions. Many of the small and medium-sized enterprises in henan province have, whether it be solving the employment or active urban and rural economy, small and medium-sized enterprises in the economic development of henan province has been playing an important role. But small and medium-sized enterprises in henan province has been living in pocket. Henan small and medium-sized enterprise, due to the influence of various factors, makes the enterprise financing difficulties, enterprise without money cannot continue to development, financing difficult problem, has become the main henan small and medium-sized enterprise for the further development of the “bottleneck”. This paper conducts the research analysis. First of all, this paper will first of Chinas small and medium-sized enterprise development situation were reviewed, second, through the bank loans, external environment and henan small and medium-sized enterprise itself this three levels, small and medium-sized enterprises in henan and the difficulty in financing for analysis, and finally to solve the effective way. Key words: henan small and medium-sized enterprise; Financing;
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