民间讨债论文：我国民间讨债的法律分析与思考.docVIP

民间讨债论文：我国民间讨债的法律分析与思考 【中文摘要】本文采用由现象到本质、以小见大、从微观看法到宏观视野的逻辑理念,按照四部分的结构体系对我国民间讨债进行了客观、全面的分析。文章涉及我国信用体系的缺失、司法制度的弊端、传统文化的影响以及私力救济的特点、发展趋势和多元化纠纷解决机制的优势互补。既有对社会现象的总结也有法学理论的分析；既有宏观的展望亦有细微的论证；既有法学前沿的介绍,自20世纪70年代起源于美国的ADR即替代性纠纷解决机制发展状况,也有中国特色民间性社会型救济的分析；既有对研究领域学者理论观点的借鉴,亦有笔者对问题独特见解。文章介绍了我国民间讨债的研究现状,包括债权的实现方式、民间讨债的含义、类型以及存在的争议,重点讨论了当下热议的职业讨债人以及讨债公司的发展状况。以国家对民间讨债的态度为基点,分析讨论其受到质疑或禁止的原因,从多角度认识民间讨债,不可一概将其纳入违法之列。并从社会需求、社会分工以及社会供给等方面,分析讨债公司屡禁不止的原因即存在的客观必然性。本文从稍深层次上探究民间讨债受到众多债权人青睐的原因,实质是对其价值的解析。论文分别从我国传统文化、经济效益、法律制度的局限和不足论述了民间讨债的文化价值：自治意识、正义感、和谐相处之道；经济价值：高效、低廉；法律价值：司法改革的助推器。运用理论和实践结合论证方法,理论铺垫和案例分析相结合。论文分析了民间讨债的性质归属,探讨民间讨债的法律规制。对私力救济的含义理解与民间讨债的诠释紧密结合,运用马克思主义关于社会发展的一般规律,分析私力救济以及民间讨债的发展趋势。以私力救济及纠纷解决机制的法学理论为基点,从合法性审查、自助行为法律化以及构建多元化纠纷解决机制方面探讨民间讨债的法律规制。该文始终坚持促进债权的实现应该是在维护法律和司法的权威,循序渐进地建立现代司法制度的基础上,发展并完善社会型救济,认可私力救济的适当性,并发挥国家的引导性作用,尽力控制由于私力救济权利滥用导致的侵害他人合法权益、破坏社会秩序等情形。 【英文摘要】The paper consists of four parts to analyze the private debt collection objectively and comprehensively in accordance with the logical concept of being from phenomenon to essence. It related to the lack of credit system, the shortcomings of the judicial system, the influence of traditional culture as well as the characteristics and trends of private remedy and diversification of dispute resolution mechanism. The article involved both summary of social phenomena and legal theory analysis with the macro outlook and subtle argument. The author expressed unique perspective on the issues with the help of reference from the theory of scholars in the field based on forefront of law as well as analysis of the social remedy with Chinese characteristics, such as the ADR alternative dispute resolution mechanisms originated in the U.S since the 1970抯.The first two parts of the article described the research status of private debt collection, including implementation of the claims, the meaning and types of private debt collection, focusing on development of the professional dunner and debt collection company that was controversial i