金融毕业论文.docVIP

毕业论文 题 目： 学 生 姓 名： 学 号： 指 导 教 师： 专 业 年 级： 所在学院和系： 完 成 日 期： 答 辩 日 期： 摘要 良好的金融环境，是农村金融机构生存发展的外部条件，是促进农村金融市场进一步完善、促进农村经济发展和社会进步的基础。一个健康完善的金融体系对于农村经济的发展是必不可少的。 本文通过对西宁市城乡结合部农村金融的现状分析，主要是研究西宁市城乡结合部农村金融制度的供给和需求，在供求方面还存在农业弱质性与信贷资金安全性的矛盾，信贷风险高度集中与分散机制缺乏的矛盾，从而对西宁市城乡结合部的金融制度进行评价，得出了西宁市城乡结合部农村金融制度存在着缺陷和不足。进而提出推进西宁市城乡结合部金融制度创新，完善城乡结合部金融服务的政策建议。 通过研究表明，西宁市城乡结合部的农村金融市场还存在一系列的矛盾，主要有农业弱质性与信贷资金安全性的矛盾，信贷风险高度集中与分散机制缺乏的矛盾等。同时，农村金融市场的服务功能还不健全，农村金融产品单一，资金供给不足等。 关键词：农村金融制度，金融市场，金融机构，金融创新 ABSTRACT Favourable financial environment is the external conditions of existence and development of rural financial institutions, is to promote further improve rural financial markets, promoting rural economic development and social progress Foundation. A healthy and sound financial system for rural economic development is essential. This article by on Xining City urban and rural combination Department rural financial of status analysis, main is research Xining City urban and rural combination Department rural financial system of supply and demand, in supply and demand aspects also exists agricultural weak mass sexual and credit funds security of contradictions, credit risk height concentrated and dispersed mechanism lack of contradictions, to on Xining City urban and rural combination Department of financial system for evaluation, came has Xining City urban and rural combination Department rural financial system exists with defects and insufficient. And thus to promote the innovation of financial system in the fringe in Xining city, perfect the policy recommendations of the joint of urban and rural financial services. Research shows